Privacy Policy

Last updated: December 9, 2023

1. Introduction

Welcome to SpendoTracker ("we," "our," or "us"). We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we handle your information when you use our financial notification service.

2. Information We Collect

We collect and process the following information:

  • Phone numbers for sending notifications
  • Banking account balances and transaction data through Plaid's secure services
  • Basic user account information

3. How We Use Your Information

We use your information solely to:

  • Send you requested financial notifications
  • Maintain and improve our service
  • Comply with legal obligations

4. Data Security

We implement appropriate security measures to protect your personal information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

5. Data Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties. The only exceptions are:

  • Trusted partners who assist us in operating our service (like Plaid for banking connections)
  • Legal requirements
  • Protection of our rights and safety

6. Your Rights

You have the right to:

  • Access your personal data
  • Correct inaccurate data
  • Request deletion of your data
  • Opt-out of communications
  • Review and control your notification preferences

7. Opt-in/Opt-out

All notifications are strictly opt-in. You can:

  • Choose which accounts to monitor
  • Select notification preferences
  • Opt-out at any time by:
    • Using the settings in your account
    • Contacting us directly
    • Replying STOP to any message

8. Third-Party Services

We use trusted third-party services:

  • Plaid for secure banking connections
  • Twilio for message delivery

Each has their own privacy policies which we encourage you to review.

9. Liability Limitation

While we strive for accuracy and reliability, we provide this service "as is" without warranties. We are not liable for:

  • Banking data inaccuracies
  • Delayed or failed notifications
  • Decisions made based on our notifications
  • Service interruptions

10. Changes to Privacy Policy

We may update this privacy policy periodically. Changes will be posted on this page with an updated revision date.

11. Contact Us

For privacy-related questions or to exercise your rights, contact us at:

  • Email: info@SpendoTracker.com
  • Website: SpendoTracker.com

12. Consent

By using our service, you consent to this privacy policy. If you disagree with any terms, please discontinue use of our service.